A water leak is one of the most common issues a household may face, causing not only inconvenience but also serious financial burdens. According to European insurance studies, water damage accounts for approximately 35% of total home insurance claims. In Cyprus, the Fire Service reports that nearly one in four incidents it responds to are related to flooding or leaks.
Even a few drops can have serious consequences, affecting plumbing, furniture, and even the structural integrity of a home. Below you will find how to detect a leak, how to deal with it quickly, and how to prevent similar problems in the future.
Common Causes Of Water Leaks
- Worn pipes: Older systems are up to 60% more likely to fail compared to newer installations.
- Taps and sinks: A dripping tap can waste more than 8,000 litres of water per year.
- Toilets: A faulty seal or poor adjustment may increase water bills by up to 30%.
- Roof and windows: Poor sealing allows rainwater to enter, often leading to damp and mould.
Immediate Actions In Case Of A Leak
- Identify the source: If it isn’t obvious, turn off the main water supply.
- Protect furniture and appliances: Move items away from the affected area.
- Remove the water: Use towels, mops, or pumps to absorb excess water.
- Call a plumber: Research shows that delaying repairs may double restoration costs.
Preventing Leaks At Home
- Regular maintenance of pipes and taps.
- Leak detectors to warn of water in unusual areas.
- Drain cleaning to avoid blockages.
- Roof and window sealing, especially before winter.
- Replacing old pipes in homes over 20 years old.
What Damage Can A Leak Cause?
- Moisture and mould: Linked to a 40% higher risk of respiratory issues.
- Damage to walls and floors: May require full renovation.
- Electrical hazards: Increased risk of short circuits and electrocution.
- Financial costs: Average water damage in Europe ranges between €2,500–€4,000 per incident.
The Importance Of Home Insurance
Home insurance is the safety net against unexpected incidents such as water leaks. At Trust Insurance, coverage includes:
- Repairs to plumbing systems (burst or damaged pipes).
- Restoration of structural damage (walls, floors, ceilings).
- Replacement of personal belongings (furniture, appliances, clothing).
- Temporary accommodation if the home becomes uninhabitable.
- Prevention costs, such as water removal and dehumidification.
Conclusion
A water leak may seem minor at first, but statistics show it is one of the costliest types of household damage. With regular maintenance, you can reduce the risk, but only with Trust Insurance Home Cover “Home Shield” can you ensure complete protection. That way, your home remains safe, functional, and your family fully protected.
Sources:
- Insurance Europe – Household Insurance Claims Statistics
- European Environment Agency (EEA) – Floods and Water Damage Reports
- World Health Organization – Dampness and Mould: Health Effects
- Cyprus Fire Service – Annual Reports on Floods and Leaks
