Health Insurance for Foreign Workers
Our Comprehensive Job Security for Foreign Workers
Are you searching for the best Health Insurance for foreign workers in Cyprus? Trust Cyprus Insurance offers a range of business insurance solutions, including coverage for your foreign employees’ health. Our health insurance policies for foreign workers provide comprehensive protection for your employees, protecting them from potential medical expenses due to accidents, illnesses, or other medical emergencies. With various options available, you can find the perfect plan to suit your business needs and ensure your employees’ well-being. Browse our website to learn more about our insurance options and find the ideal plan to safeguard your foreign workers' health.
Why choose the Trust For Health Insurance of Foreign Employees
Full & Flexible Coverage
It is a structured Insurance Policy provided in accordance with the provisions of the Legislation. Provides combined coverage for In-patient and Out-patient costs in case of an accident or illness.
Immediate coverage
Group scheme
Also offered on a group basis (with a minimum of five people) with even lower premiums
Who Is This Insurance For?
Aimed at employers of foreign and domestic workers from countries that are not members of the European Union. It also covers visitors, who are visiting Cyprus for professional development, and foreign students where to obtain a residence permit requires medical insurance.
Health Insurance Coverage for Foreign Employees
It covers all the provisions of the legislation, necessary, to obtain a residence and work permit in the Republic of Cyprus. Coverage is offered in two parts, in-hospital and out-of-hospital care.
An out-hospital treatment plan is also available.
MAXIMUM AMOUNT COVERED - IN HOSPITAL
- Per incident €8.750
- Per insured period €13.750
- Day Care Treatment (Room and Meal) €70 per day
- Day Care Treatment (Room and Meal) in Intensive Care Unit €175 per day
- Transfer costs of decedent €3.500
- Maternity (normal birth delivery or cesarean section) maximum amount €650
90% COVERAGE RATE (excluding transfer costs and 100% Child Birth Benefit)
MAXIMUM AMOUNT COVERED - OUT OF HOSPITAL
- Per incident €700
- Per insured period €1.750
- Per doctor visit €20
COVERAGE 90%
Would you like more information? Do not wait! Contact us
Health Insurance for Foreign Workers FAQs
What do we mean by in-hospital care? What is the coverage process?
With the TRUcare card, medical expenses for Inpatient Care can be paid directly through Hospitals and Clinics, without any charge, in Cyprus or abroad. In case of a scheduled hospitalisation you must inform the company at least 7 days before your admission to the clinic / hospital. In the event of an unexpected incident, please contact us before your discharge so that your claim assessment process can begin.
What do we mean by out-hospital care?
Out-hospital costs are the necessary reasonable and usual expenses incurred due to illness or accident by the Insured and its dependants (if they are included in the insurance) for their medical treatment as outpatients in Cyprus. It covers also any reasonable and standard expenses abroad, provided that the covered person is on a business trip or vacation, for a period not exceeding sixty (60) days each trip. The coverage provided by the Additional Benefit is according to the Benefits Table of the Insurance policy and the compensation is equal to the Compensation Percentage of the relevant expenses mentioned in the Benefits Table.
Can I make a claim at the beginning of my contract?
In general, health insurance plans offer immediate coverage in the event of personal injury from an accident. In the event of illness, insurance coverage begins after 30 days from the date of the insurance policy. In any case, please contact your agent or the company to receive more information.
What is health insurance for foreign workers and why is it important?
Health insurance for foreign workers is a type of insurance that provides comprehensive medical coverage for employees working in a foreign country. Employers need to have this type of insurance in place for their foreign workers as it ensures they have access to essential medical care whenever needed. The employer is also covered against financial losses arising from medical emergencies.
What types of medical expenses are typically covered under health insurance for foreign workers?
This plan typically covers medical expenses like doctor visits, hospitalisation, prescription drugs, and emergency medical evacuation.
Is health insurance for foreign workers mandatory for employers?
The requirement for employers to provide health insurance for foreign workers may vary depending on the country. In some countries, it is mandatory; in others, it is not. However, even if it is not mandatory, it is highly recommended for employers to have this type of insurance for their foreign employees to ensure the employees’ health and well-being, and protect their business.
How do I determine the level of coverage my business needs for its foreign workers?
The level of coverage your business needs for its foreign workers will depend on various factors, such as the type of work they perform, the duration of their stay, and the level of risk associated with the country they work in. Working with an insurance agent is essential to help you choose the right insurance plan for your business.
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