Professional Liability Insurance For Doctors
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Why Trust Professional Liability Insurance for Doctors/Clinics
Full insurance policy
Customised coverage for professionals contracted with GHS and not only
Double coverage limits
Double Coverage Limits at no extra cost
Doctors & Clinics Coverage
It covers the liability of the Insured and its employees by negligent acts or omissions in connection with its activities.
Doctors & Clinics Liability Insurance FAQ
What does this insurance cover?
You get coverage for your Legal Liability for compensation to customers and other persons for claims related to the breach of your professional duties due to negligent act or omission and Defence Expenses which have been approved by the Company.
Are there any cover limitations in the coverage?
The deductible amount is the amount or percentage that is not covered and/or deducted from the amount for each claim separately.
There is a detailed list of coverage limitations in the insurance policy.
When and how do I pay?
The insurance premium is paid on the date of entry into full force, to the Company, either check, cash, Direct Debit, Credit /Debit card, or Standing Order. In case it is agreed that the payment of the premium will be made in instalments, the premium is paid according to the dates specified in the insurance table of the Policy.
Do doctors need indemnity insurance?
It is essential for doctors to opt for professional indemnity insurance as there is a slim chance that a client files a lawsuit against them for negligence or malpractice. This insurance type offers financial coverage to medical practitioners against claims for compensation by patients and relevant legal costs.
Does malpractice insurance cover any legal fees?
Yes, medical malpractice insurance covers various legal expenses related to the legal defense and settlement in malpractice lawsuits. In particular, it can include lawyers’ fees and court costs. It also compensates patients if the doctor is found liable.
Is doctors’ malpractice insurance mandatory in Cyprus?
No, there is no legislation that makes medical practitioners and hospitals in Cyprus buy doctors’ malpractice insurance. However, it is crucial for doctors to opt for Doctors Professional Liability Insurance in order to be protected from potential patients’ claims against them. This insurance type involves financial coverage and legal support in all specialties of the medical sector.