Professional Liability Insurance for Architects and Civil Engineers

You get coverage for your Legal Liability for compensation to customers and other persons for claims related to the breach of your professional duties due to negligent act or omission and Defence Expenses which have been approved by the Company.

You may also include additional coverage for: 

• Loss of Documentation
• Consortium Liability
• Derogation 
• Mergers
• Acquisitions
• Sub-contractors
•  

The deductible amount is the amount or percentage that is not covered and/or deducted from the amount for each claim separately.

There is a detailed list of coverage limitations in the insurance policy.

• To provide all the information required in the insurance policy or any other Form in full clarity
• Pay premiums according to the payment plan as listed on your insurance policy table
• Take all necessary measures to avoid bodily harm, loss or damage and comply with the provisions of the legislation
• Notify the company in case of change that will increase the level of risk
• Refer to the Company immediately and provide them with full details of the claim in writing
• Take reasonable precautions to prevent or reduce the claim extension
• Non-acceptance of liability, offer, promise or payment without the written consent of the Company
• Comply with the terms of the insurance policy

Engineers’ liability insurance protects engineers against lawsuits brought by clients who claim that the project was not up to the standards, delivered late, or even was never delivered.