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Professional Liability Insurance for Architects and Civil Engineers

engineer architect liability insurance

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Professional Indemnity Insurance For Civil Engineers

While building someone else's dreams, don't destroy your own. Unforeseen factors and accidents can happen at any time and at any moment. But don't let them affect you. Choose Professional Liability Insurance for Architects and Civil Engineers and protect yourself and those around you from anything that happens. Trust provides you with maximum protection through a comprehensive insurance package, which allows you to tailor it to your coverage needs. We provide engineers with security, assurance and peace of mind so they don't have to worry if something unexpected happens during their project or on site. Contact us today to get a quote.

liability insurance for engineers cyprus

Why Trust For Civil Engineers Liability Insurance

Full Coverage

Adaptive coverage limits in accordance with the minimum terms and conditions that are required by ETEK's compulsory Professional Liability Insurance

Customised to your personal needs

Option for additional coverage


Option to increase liability premium

Who Is This Insurance For?

Aimed at Architects and Civil Engineers.

liability insurance for architects cyprus

Coverage for Architects and Engineers insurance

It covers the liability of the Insured and his/her employees for their negligent acts or omissions in connection with their professional capacity.

Optional Coverage:

  • Loss of Documentation
  • Consortium Liability
  • Derogation 
  • Mergers
  • Acquisitions
  • Sub-contractors


What does it cover?

You get coverage for your Legal Liability for compensation to customers and other persons for claims related to the breach of your professional duties due to negligent act or omission and Defence Expenses which have been approved by the Company.

You may also include additional coverage for: 

  • Loss of Documentation
  • Consortium Liability
  • Derogation 
  • Mergers
  • Acquisitions
  • Sub-contractors

Are there any cover limitations in the coverage?

The deductible amount is the amount or percentage that is not covered and/or deducted from the amount for each claim separately.

There is a detailed list of coverage limitations in the insurance policy.

What are the requirements for this policy?

  • To provide all the information required in the insurance policy or any other Form in full clarity
  • Pay premiums according to the payment plan as listed on your insurance policy table
  • Take all necessary measures to avoid bodily harm, loss or damage and comply with the provisions of the legislation
  • Notify the company in case of change that will increase the level of risk
  • Refer to the Company immediately and provide them with full details of the claim in writing
  • Take reasonable precautions to prevent or reduce the claim extension
  • Non-acceptance of liability, offer, promise or payment without the written consent of the Company
  • Comply with the terms of the insurance policy

What is engineers’ liability insurance?

Engineers’ liability insurance protects engineers against lawsuits brought by clients who claim that the project was not up to the standards, delivered late, or even was never delivered.

What are the engineer insurance requirements?

An engineer in Cyprus can opt for a well-rounded insurance pack that may include professional liability insurance policies, business insurance, general liability insurance, workers’ compensation insurance, commercial property insurance, and more. The type of insurance suitable for your case depends on many factors, such as whether you are an independent contractor or part of a big engineering firm.

What type of liability do engineers most suffer from?

Engineers usually suffer from claims due to malpractice or negligence while they are doing their job. The fact that their work involves technical details means there is always a chance for a small error to occur, which unfortunately can have really expensive consequences.

What is negligence in engineering?

Negligence in engineering means that the engineer failed to deliver the project right or on time, or the structure they made is found to be unsafe for people. In general, professional malpractice means that the professional did not show the care, knowledge and judgment required for the protection of the rest of the community.

Is engineer liability insurance compulsory in Cyprus?

According to ETEK regulations, in order for engineers to be able to practice the profession they must have insurance cover. It is important for engineers to be insured for claims against them due to malpractice or negligence resulting in injury, property damage or even death.

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Professional Liability Insurance for Architects and Civil Engineers