At a time when every euro counts, it is true that everyone tries to take as far as possible their every euro. Looking out to truly get the Best Value for our Money.
However, many interpret wrongfully the real value for money concept believing that it’s all about the smallest billing. And that is the greatest trap one can fall into.
In order to protect yourself from this “pit” and meaningfully get the most out of less consider following the tips below.
1) Consult a qualified Insurance Agent
The simplest and safest way to get the right insurance at the right price is to consult a qualified, experienced and trusted insurance agent. The professional will guide and help you to find the best solution based on your needs and requirements. Contact and consult your insurance advisor to receive the best coverage on a price you deserve.
2) Choose your coverage carefully - Read the contract
Carefully review the coverages proposed before signing your contract. Read through the Insurance Product Information Document (IPID) which provides the minimum necessary information needed for the insurance product as well as the Policy.
3) Collect all your contracts under one company
Collect your various insurance policies under one company. Being a regular customer, might get you a premium discount. Usually the more contracts the bigger the discount. In addition, in this way you create and develop a closer relationship with the company. Especially at Trust there’s an additional benefit for you. It offers you “packages” (group policies) giving you the opportunity to save the cost of the rights of a policy.
Get informed and compare, therefore taking knowledgeable choices. Take the time to really consider which contract best suits your needs in terms of coverage and price point.
5) Prefer longer-term contracts
Prefer insurance contracts with an annual duration as shorter period premiums tend to hold additional charges.
6) Choose wisely the payment method
Many insurance companies offer flexible payment terms depending on the payment method. Consult your insurance agent for your options.
7) Choose the best exemption for you
Exemption is the amount with which the insured agrees to participate in the event of a damage or loss and the Company compensates for the remaining amount. Greater exemption means lower premium!
8) Take your own safety precautions and be careful
In cases where all the necessary safety measures have been taken in homes and businesses, a discount is provided on the total premium. Additional protective measures on one hand offer protection to your property, and on the other hand can bring down your premium. In addition, insurance companies reward customers who do not cause accidents, whereas in the case of accidents the premium will be increased based on the damage.
9) Notify about any changes
Ενημερώστε για την οποιαδήποτε αλλαγή των δεδομένων σε σχέση με την ασφάλιση σας. Δηλώστε άμεσα στην ασφαλιστική ή Ασφαλιστικό σας Σύμβουλο τυχόν αλλαγές στα ασφαλισμένα αντικείμενα/περιουσία ώστε και βεβαιωθείτε ότι αυτά έχουν αναπροσαρμοστεί στα νέα δεδομένα.
10) Correct Insurance Value
Make sure that the insured amounts are correct and represent the sum of the assets you wish to insure in order to avoid the risk of ending up under-insured.